Money Forecast: CashFlow 4.20

Klaus Schöffmann – Freeware – iOS
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Money Forecast is a professional financial tracking tool that allows you to easily manage your finances with minimal effort. Instead of requiring extensive data input, this app simplifies the process by only requiring you to enter your current account balance and any recurrent transactions, such as salary and expenses. By doing so, you can instantly visualize how your balance will develop over the coming weeks and months.

One of the valuable features of Money Forecast is its ability to correct predictions if they prove to be inaccurate. Simply update the app with the actual balance on a specific date, and it will recalculate your future predictions based on the new information.

By providing you with accurate financial projections, Money Forecast enables you to effectively plan your financial situation. Moreover, it assists you in making informed decisions about investments and whether it is best to make them now or at a later time.

In addition to its forecasting capabilities, this app helps you avoid situations where you forget about outgoing transactions and end up with an overdrawn account balance. It ensures that you stay in control of your finances by providing a comprehensive overview of your income and expenses.

What sets Money Forecast apart from other financial tracking apps is its simplicity. You don't need to constantly add new micro transactions; instead, you only need to enter the balance on a specific date and input estimated recurring income and expenses. If necessary, you can adjust either the balance or actual payments for a specific date.

To get started with Money Forecast, follow these simple instructions:

<ol>
 <li>Enter your current account balance.</li>
 <li>Add recurrent or one-time transactions, such as income and expenses.</li>
 <li>Observe how your finances will develop over the upcoming weeks, months, and years.</li>
 <li>If any predictions are incorrect, adjust the actual account balance for specific future dates to correct them.</li>
 <li>You can also adjust the value of a recurrent transaction for specific dates by double-tapping the recurring entry in the trends view to create a 'Transaction Exception'.</li>
</ol>

Money Forecast allows you to manage multiple accounts, making it suitable for tracking finances for your entire family. Additionally, you have the option to protect your data with a PIN, Touch ID, or Face ID. The app seamlessly synchronizes via iCloud, enabling you to access and edit your data across multiple devices, as well as restore your information after a complete re-installation.

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